These Terms and Conditions govern the use of the applications developed by JMobile, including but not limited to TicTacToe, Checklist, NeoBanks, SongBook, Ingregram, and Dividir Cuentas (collectively, the "Apps"). By using any of the Apps you fully accept these terms.
JMobile's Apps are designed for personal and informational use. They do not guarantee specific results nor replace professional financial, musical, culinary, or accounting judgment.
You agree to use the Apps in compliance with applicable law and not to use them for unlawful, fraudulent, or third-party-rights-infringing activities.
The information presented in NeoBanks, such as products, rates, and simulations, is for reference purposes and may not always reflect the actual conditions of financial institutions.
JMobile assumes no responsibility for decisions made based on information shown in NeoBanks, Checklist, SongBook, Ingregram, or Dividir Cuentas.
In Checklist, SongBook, Ingregram, and Dividir Cuentas you can enter data, lyrics, chords, recipes, photos, amounts, and names of people. You are solely responsible for the content you record and share.
You agree not to upload content that infringes copyrights, trademarks, privacy, or other third-party rights.
JMobile's Apps currently do not implement cookie management policies or their own user tracking or analytics mechanisms.
JMobile does not store or manage users' personal data on its own servers. Information you enter is kept on your device or in third-party services used by the operating system (e.g., your Apple account), subject to those providers' terms and privacy policies.
Some features may rely on third-party services, such as synchronization or backup via your Apple account or other platform providers.
The use of these services is governed by each provider's terms and privacy policies. It is your responsibility to review them and ensure you agree.
JMobile does not guarantee uninterrupted availability of the Apps or the absence of errors, though we work continuously to improve service quality.
To the fullest extent permitted by law, JMobile will not be liable for indirect, incidental, special, or consequential damages arising from the use or inability to use the Apps.